About Us

Strengthening Communities, Enhancing Prosperity

Welcome to The Engandiyur Farmers Service Co-operative Bank Ltd. No. F-977

The Engandiyur Farmers Service Co-operative Bank Ltd. No. F-977, headquartered in Thrissur, Kerala, operates as a leading cooperative society with four branches across various wards of Engandiyur Panchayath. Since its inception on 12-Dec-1933, the society has been dedicated to meeting the growing financial needs of the community by introducing innovative policies, schemes, and loan plans aimed particularly at the common man.

Read More
Facilities

We Promise Premier Co-operative Banking Services

RTGS/NEFT

Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) can be used to transfer money between any bank branch in India.

My Bank Application

My Bank application provides a user-friendly banking app , it is designed to make banking accessible and convenient for our valued customers.

Safe Deposit Locker

We offer safe deposit locker facility that is like a super-secure storage space that you can rent at a bank. It's like having your own secret box inside a super-safe room.

Loans/Deposits

Enhancing Your Financial Path

Loans and deposits are fundamental aspects of banking and finance, representing different sides of the financial transactions conducted by banks and financial institutions.

Deposits

We accept both small and large deposits from our customers, ensuring their safety while offering opportunities to earn interest over time. We provide various deposit plans, including short-term and long-term options.

Loans

We facilitate loans with simple documentation and agreements, assisting our customers in repaying them through small installments that are easily affordable. Customers can choose a convenient repayment plan.

Rates & Charges

Savings Bank

4%

for Savings Account

Deposits

9.5%

for Fixed deposit

Other Loans

11% to 12%

4% for Agricultural Loan